The guarantee starts with the placement, not a separate insurance product. MoveSmart markets your El Paso unit, fields inquiries, and screens applicants until a qualified tenant signs the lease. That tenant is the one the guarantee covers. Because protection is tied to a renter we personally vetted, the strength of the screening directly determines the strength of the guarantee. Here is the sequence. First, we list and show the property and reach our roughly 18-day average time to fill. Second, we verify income, employment, rental history, and background before recommending anyone. Third, the qualified tenant signs and our success fee of one month of rent becomes due, with zero charged upfront. Fourth, the six-month replacement guarantee takes effect from move-in. If that placed tenant defaults or vacates early inside the covered window, MoveSmart re-sources a replacement tenant at no additional placement fee. The owner keeps control of the lease and the property throughout. We never take over rent collection or management. The guarantee simply ensures that a placement which fails early gets corrected by us, not paid for by you.